The Armstrong Team - Franklin MA Real Estate, Mendon MA Real Estate, Upton MA Real Estate



12 Hastings Street, Mendon, MA 01756

Commercial

$18
Price

1
Buildings
Commercial
Type of Comm.
Great Location on route 16 ready for new tenants! Property is in the same location as Rockland Trust & Willowbrook Restaurant in very busy retail center. 3400 Square Feet of Retail Professional Office Space available. Use space as 2 separate offices or 1 large space. Ample parking available. Great space for a doctors/dentist office, Professional Office Space, Dance studio/karate studio, etc. Use your imagination! Lots of possibilities for this building. Easy to show.
Open House
No scheduled Open Houses

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When pests come into your home, there’s no creepier feeling that you may have as a homeowner. You may turn to your house insurance for assistance if the problem gets really bad. Let’s say that termites have taken over your home and gotten into your walls or foundation. Maybe mice have gotten into the walls of your home, or a squirrel has caused some major issues in the attic. Whatever the problem is, you want to remedy it quickly. It might be an expensive fix no matter what, but it has to be remedied for you to continue to live comfortably in your home. 


The Truth About Homeowners Insurance


Unfortunately, homeowners insurance doesn't cover pest infestations. It doesn’t matter if the termites have literally eaten you out of house and home, the insurance companies consider pests to be an avoidable problem. Even though you may wonder how bugs can be considered “avoidable,” it’s simple. The insurance company believes that regular maintenance and checking of your property can help to prevent bug infestations. This is why it’s so important to take care of your property and not neglect it. 


Collateral Damage


There are a few exceptions to the rule. If your ceiling caves in and it was caused by some of the pest damage, your insurance may cover the cost of the repairs to the ceiling. They may not cover the materials that are needed to repair the ceiling itself. Insurance claims can be tricky, so you’ll need to ask a lot of questions if these problems do occur for you.


What Homeowners Insurance Covers


There’s nothing more frustrating than paying an insurance premium to find out that it doesn’t actually cover anything that you need at a certain point and time. As a general rule, homeowners insurance policies cover things that are considered accidental. This would include natural disasters like hurricanes, hailstorms, or high winds. If a tree falls on your home due to a windstorm, there was really no way of preventing that from happening. Your insurance would cover this. Damage that happens over an extended period, like that of a pest infestation or an aging home generally is not covered by house insurance. 


Separate Policies


Some insurance companies do offer separate policies to cover damage from certain types of pests like termites. There are several varieties of insects that cause damage to wood structures, so these policies may be more general stating that they provide “wood destroying insect” coverage. If you live in an area that’s prone to termites, there’s a few options available to you including something called “termite bonds.”


Your best course of action as a homeowner is prevention. Keep up with regular maintenance around your home and inspect your home regularly for any problems that you may find.


Image by Nattanan Kanchanaprat from Pixabay

Owning a home can be an amazing experience. But interest from your mortgage accumulates over time, leaving you to seemingly pay an arm and a leg to finance your home. But while you may think that paying off your mortgage early is a great idea, that isn’t always the case.

You May Have Other Debt

Paying off your mortgage early can save you on interest costs, but you more than likely have other debt to deal with. If you have other debts — like car loans, student loans or credit card debt — then these should be paid off first. Try to focus on your debts with higher interest rates; these tend to be associated with credit cards. After you’ve paid those debts off, then moving on to pay off your mortgage could be a good choice.

You Don’t Want to Go Broke

Paying off your mortgage may sound great and all, but you must consider all of your expenses, including possible emergencies. Saving on interest is very tempting, but it shouldn’t come at the expense of your emergency fund. You never know when something serious will happen, so do your best to set aside some cash. If you have hefty savings and all of your expenses are accounted for every month, then you can move on to paying off your mortgage early.

Consider Your Future

Many people try to pay as much as they can towards their mortgage, only to find out that they used up all of their money. While they have some big expenses and big life changes that cost money, now they have to save up in order to cover those costs. That being said, it’s best to think about your future before paying more towards your mortgage. Are you planning on having kids? Thinking of going back to school? With how frequent life changes, you never know when you could use money down the road. While it might seem like a great plan to throw money at your mortgage payment, think about your life goals and how your finances fit in that equation.

It Can Be Beneficial

Although we’ve made some points above that suggest that you shouldn’t pay off your mortgage early, it can still be very beneficial to do so. Let’s say your household is doing very well with finances and money is pouring in quickly. If your other debts and finances are taken care of, then paying off your mortgage early can help you save on interest; the larger amount you pay, the more you’ll save on interest. However, this can be a tough choice. Be sure to consider the points mentioned above before paying this loan off early.



18 Thayer Rd, Mendon, MA 01756

Single-Family

$739,999
Price

8
Rooms
5
Beds
2/1
Full/Half Baths
This is the one you've been waiting for! This stunning colonial is set back on a scenic road in one of Mendon's most desirable areas. Be prepared to fall in love with this unbelievable 5 bedroom home with an outdoor paradise perfect for entertaining. Sit back, relax & enjoy the beautiful shaded pergola, heated inground pool with custom patio surrounded by beautiful nature, gardens & a tranquil water feature. This home is truly an entertainers dream with the home centered by the spacious gourmet kitchen featuring quartz countertops, oversized center island, gas cooktop, stainless steel appliances. Upstairs you'll find 5 ample bedrooms including an expansive master suite with sitting area, cathedral ceilings, walk-in closet & master bath w/separate shower & jetted tub. Laundry on 2nd fl. Walk-up attic has private office/teen suite. Finished basement with home theater & play area. Newer furnace, Irrigation, central air, alarm system & central vacuum. Great commuter location. Welcome home!
Open House
Sunday
January 12 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 18 Thayer Rd, Mendon, MA 01756    Get Directions

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This Single-Family in Northbridge, MA recently sold for $322,500. This Raised Ranch style home was sold by The Armstrong Team - Costello Realty.


870 Main St, Northbridge, MA 01588

Single-Family

$329,900
Price
$322,500
Sale Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Large Raised Ranch with in-law on lower level. Hardwoods in Livingroom, Bedrooms, staircase and hall. 2 Car Detached Garage with separate entrance for storage above. Nice deck off sunroom overlooking level lot. Quick access to Route 146

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